Talk:Point of view

The problem with the Point of view#Investor Point of View is that much of the investments are speculative that is they are looking for gains in stock value and not dividents from actual profit done by companies.

The obsolete saying that stock value in stock markets is determined by future profit expectations is totally false. If you look at P/E (Price/Earnings) ratios of companies you may notice situations like a few years back Nokia had a P/E-ratio of 100, which translates to them making the same profit for 100 years to generate the value of all stocks at that moment.

Stock value is based IMO more on collective mass psychosis then future earnings. The original idea of the stock market was to provide solvence, that is to say liquidation for assets, for investments so that one could get the invested money (and maybe a little profit for the investment) if the capital was needed elsewhere.

Some stock markets are offering the use of their trade system to boost solvence of non-listed shares which is a good thing for it makes funding more available to smaller companies

For Consumerium Services to be really useful for an investor would require a paradigm shift, which is unlikely to occour anytime soon, from speculative investing to sustainable investing where dividents would be the primary source of premium paid for the investment.