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Lists of alternative financial services: Difference between revisions
Lists of alternative financial services (edit)
Revision as of 20:18, 27 September 2015
, 27 September 2015definition of w:Peer-to-peer lending sourced from Wikipedia
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In EU all loaning operations must show the [[w:annual percentage rate]] or APR for their example loans in their marketing. This can range from hundreds of percent to few tens of percent. Credit card debt is approximatelly the 10-15% zone. | In EU all loaning operations must show the [[w:annual percentage rate]] or APR for their example loans in their marketing. This can range from hundreds of percent to few tens of percent. Credit card debt is approximatelly the 10-15% zone. | ||
'''[[w:Peer-to-peer lending|Peer-to-peer lending]]''', abbreviated '''P2PL''', is the practice of [[loan|lending]] money to unrelated individuals, or "peers", without going through a traditional [[w:financial intermediary|financial intermediary]] such as a bank or other traditional [[w:financial institution|financial institution]]. P2PL is not to be confused with [[w:peer to peer investing|peer to peer investing]] (P2PI). This lending takes place online on peer-to-peer lending companies' websites using various different lending [[w:Computing platform|platforms]] and [[w:credit check|credit check]]ing tools. Many also use the abbreviation "P2P" when discussing the peer-to-peer lending or investing industries more generally. Peer-to-peer lending is also known as crowdlending. ( Wikipedia ) | |||
== Finland == | == Finland == | ||