Consumerium development wiki - User contributions [en]

Lists of alternative financial services

2016-02-09T13:25:07Z

Moreau1234567890:

This is the '''Consum(er)ium list of [[w:alternative financial services|alternative financial services]] lists'''.

http://velallisten.yhteinen.asia and http://vertaislainaajien.yhteinen.asia redirect here.

= Consum(er)ium list of alternative financial services lists =

Spectrum of consumer finance

[[w:Predatory lending|Predatory lending]] -> [[w:Payday loan|Payday loan]] -> Consumer finance -> [[w:Peer-to-peer lending|Peer-to-peer loan]] -> credit card debt -> bank loan

== What is alternative finance? What are alternative financial services? ==
{{Q|'''Alternative Finance''' refers to financial channels and instruments that have emerged outside of the traditional finance system such as regulated banks and capital markets. Examples of alternative financing activities through 'online marketplaces' are reward-based [[w:crowdfunding|crowdfunding]], [[w:equity crowdfunding|equity crowdfunding]], [[w:peer-to-peer lending|peer-to-peer consumer and business lending]], invoice trading third party payment platforms.|Wikipedia|[[w:alternate finance|alternate finance]]}}

{{Q|'''[[w:Alternative financial services|Alternative financial services]]''' (AFS) are [[w:financial services|financial services]] provided outside traditional [[w:banking|banking]] institutions, on which many [[w:poverty|low-income individuals]] depend. In developing countries, these services often take the form of [[w:microfinance|microfinance]]. In developed countries, the services may be similar to those provided by banks and include [[w:payday loan|payday loan]]s, [[w:rent-to-own|rent-to-own agreements]], [[w:pawnbroker|pawnshops]], [[w:refund anticipation loan|refund anticipation loan]]s, some [[w:subprime lending#Subprime_mortgages|subprime mortgage loans]] and [[w:title loan|car title loans]], and non-bank check cashing, [[w:money order|money order]]s, and money transfers. It also includes traditional [[w:moneylending|moneylending]] by door-to-door collection.|Wikipedia|[[w:alternative financial services|alternative financial services]]}}
Often the spectrum ranges from brute loan sharking in operations known as [[w:payday loan]]s all the way to almost respectable interest taking of non-collateralized loans.

== What is APR, why does it matter? ==
{{Q|APR stands for the [[w:annual percentage rate|annual percentage rate]].|everyone|annual percentage rate}}

{{Q|[...] In many countries and jurisdictions, lenders (such as banks) are required to disclose the "cost" of borrowing in some standardized way as a form of [[w:consumer protection|consumer protection]]. APR is intended to make it easier to compare lenders and loan options.|Wikipedia|annual percentage rate}}

{{Q|In [[w:EU|EU]] all loaning operations must show the APR for their example loans that they use to market their services.|[[w:European Parliament|European Parliament]]|law regarding advertisement of loans}}

* APR can range from '''hundreds of percent''' to '''few tens''' of percent. Credit card debt is usually in the 10-15% zone.

== Peer-to-peer lending, peer-to-peer investing and socially responsible investing ==
{{Q|'''Peer-to-peer lending''', abbreviated '''P2PL''', is the practice of [[w:loan|lending]] money to unrelated individuals, or "peers", without going through a traditional [[w:financial intermediary|financial intermediary]] such as a bank or other traditional [[w:financial institution|financial institution]]. P2PL is not to be confused with [[w:peer to peer investing|peer to peer investing]] (P2PI). This lending takes place online on peer-to-peer lending companies' websites using various different lending [[w:Computing platform|platforms]] and [[w:credit check|credit check]]ing tools. Many also use the abbreviation "P2P" when discussing the peer-to-peer lending or investing industries more generally. Peer-to-peer lending is also known as crowdlending.|Wikipedia|[[w:Peer-to-peer lending|Peer-to-peer lending]]}}

{{Q|'''Peer-to-peer investing''' ('''P2PI''') is the practice of investing money in notes to borrowers who are requesting a loan without going through a traditional [[w:financial intermediary|financial intermediary]] and who are unknown to the investor.|Wikipedia|[[w:peer-to-peer investing|peer-to-peer investing]]}}

{{Q|'''Socially responsible investing''' ('''SRI'''), also known as sustainable, socially conscious, "green" or ethical investing, is any [[w:investment|investment]] [[w:strategy|strategy]] which seeks to consider both [[w:financial return|financial return]] and [[w:social good|social good]].|Wikipedia|[[w:socially responsible investing|socially responsible investing]]}}

{{Q|'''Equity crowdfunding''' is the online offering of private company securities to a group of people to investment.|Wikipedia|[[w:equity crowdfunding|equity crowdfunding]]}}

{{Q|An '''[[w:ethical bank|ethical bank]]''', also known as a '''social''', '''alternative''', '''civic''', or '''sustainable bank''', is a bank concerned with the social and environmental impacts of its investments and loans. The ethical banking movement includes: [[w:ethical investment|ethical investment]], [[w:Impact investing|impact investment]], socially responsible investment, [[w:corporate social responsibility|corporate social responsibility]], and is also related to such movements as the [[w:fair trade|fair trade]] movement, [[w:ethical consumerism|ethical consumerism]], and [[w:social enterprise|social enterprise]].|Wikipedia|ethical bank}}

== Microfinance and microcredit ==

{{Q|'''[[w:Microfinance|Microfinance]]''' is a source of [[w:financial services|financial services]] for entrepreneurs and small businesses lacking access to [[w:banking|banking]] and related services.|Wikipedia|microfinance}}

{{Q|'''[[w:Microcredit|Microcredit]]''' is the extension of very small [[w:loan|loan]]s ('''microloans''') to impoverished borrowers who typically lack [[w:collateral (finance)|collateral]], steady employment and a verifiable [[w:credit history|credit history]].|Wikipedia|microcredit}}

:: More reading [[w:Impact of microcredit|Impact of microcredit]]

----

= Multiple countries / global =
* http://www.pointninecap.com/bitbond - Bitcoin based SME funding
* https://btcjam.com/ - [[w:BTCJam]] P2P loans using [[w:bitcoin|bitcoin]]s
* http://www.energyincommon.org/ - [[w:Energy in Common]] microloans for renewable energy solutions
* http://www.kiva.org/ [[w:Kiva (organization)]] microcredit in 82 countries - "To connect people through lending to alleviate poverty"
* https://loanbase.com/
* https://www.twino.eu/
* http://www.unitedprosperity.org/ - [[w:United Prosperity (organisation)]]
* http://www.vittana.org/ - [[w:Vittana]] microcredit for the developing world
* https://www.zidisha.org/ - [[w:Zidisha]] microcredit for Africa and Asia

= Asia =

== Australia ==
=== List of P2P financial services in Australia ===
* https://www.societyone.com.au/

== China ==
=== List of P2P financial services in China ===
* http://chinarapidfinance.com/
* http://english.creditease.cn/
* https://www.lu.com/ - [[w:Lufax]]
* http://www.tuandai.com/
* https://www.dianrong.com/ [[w:Dianrong.com]]
* https://m.wolaidai.com/ by http://www.welab.co/

== Hong Kong ==
=== List of P2P financial services in Honk Kong ===
* https://www.welend.hk/ by http://www.welab.co/

== India ==
=== List of P2P financial services in India ===
* http://i2ifunding.com
* https://milaap.org/ [[w:Milaap]] microfinance

== New Zealand ==
=== List of P2P financial services in New Zealand ===
* https://www.harmoney.co.nz/ - [[w:Harmoney]]

== Singapore ==
=== List of P2P financial services in Singapore ===
* https://www.fundingsocieties.com/

= Europe =
== Lists of P2P financial services in Europe ==
* [http://www.crowdfundbeat.co.uk/2015/06/11/top-15-european-peer-to-peer-lending-services/ Top 15 European peer-to-peer lending services list by crowdfundbeat.co.uk]

== Estonia ==
=== List of P2P financial services in Estonia ===
* https://www.bondora.ee/
* https://crowdestate.eu/ (2014)
* https://www.estateguru.eu/ (2014)
* https://fundwise.me/en (2015) - Equity crowdfunding
* https://investly.eu/ (2014)
* https://www.moneyzen.eu/ (2014)

== Finland ==
=== List of Finnish alternative financial services lists ===
View [[Lists of price comparison services#Finland|Consum(er)ium list of price comparison services in Finland]] for more finance related comparison shopping websites].

=== List of P2P financial services in Finland ===
* https://www.bondora.fi/
* http://www.fellowfinance.fi/
* https://fixura.fi/
* https://www.lainaaja.fi/
* https://www.trustbuddy.fi/ by TrustBuddy AB (NO)

=== Lists of P2P financial services in Finland ===
* http://www.tuntitili.fi/vertaislaina

=== List of alternative investment schemes in Finland ===
* Funds accumulated by http://korkeatuottoinen.fi/ are being lent out as consumer and business finance by http://lainasto.com . They claim the [[w:preferred shares|preferred shares]] of lainasto.com are paid interest an 8% yield, paid 12x a year by korkeatuottoinen.fi.

== France ==
=== List of P2P financial services in France ===
* http://friendsclear.com/ - entre entrepreneurs et investisseurs
* https://www.pret-dunion.fr/ crédit « entre particuliers » [[w:fr:Prêt d’Union]] -
* http://reassurez-moi.fr/taux-pret-immobilier comparateur open data des banques »

== Germany ==
=== List of P2P financial services in Germany ===

* https://www.auxmoney.com/ - Geld leihen, Geld anlegen
* https://www.lendico.com/ - [[w:Lendico]]
* http://www.smava.de/ Smava Privatkredit und Autokredit
* https://www.zencap.de/ Firmenkredit [[w:Zencap]].

== Italy ==
=== List of P2P financial services in Italy ===
* http://prestiamoci.it/
* http://www.smartika.it

== Lithuania ==
=== List of P2P financial services in Lithuania ===
* https://www.finbee.lt/en/

== Poland ==
=== List of P2P financial services in Poland ===
* http://givetake.pl/

== Sweden ==
=== Lists of P2P financial services in Sweden ===
* https://lendify.se/
* https://toborrow.se/sv/
* https://www.trustbuddy.se/

== UK ==
* [[w:Office of Fair Trading]]
* http://p2pfa.info/ - Peer-to-peer Finance Association of UK

=== List of UK alternative financial services lists ===

=== List of P2P financial services in UK ===
* https://www.assetzcapital.co.uk/ [[w:Assetz Capital]]
* https://www.folk2folk.com/ [[w:Folk2Folk]]
* https://www.fundingcircle.com/uk/ - investor-to-business loans [[w:Funding Circle]]
* https://www.fundingknight.com/
* https://landbay.co.uk/ - [[w:Landbay]] is a peer-to-peer lending platform for residential buy-to-let mortgages
* https://www.lendingcrowd.com/ - [[w:LendingCrowd]] lending to SMBs
* https://www.lendingworks.co.uk/ [[w:Lending Works]] is the first UK P2P lending company that includes credit default protection for the lenders
* https://www.ratesetter.com/ - [[w:RateSetter]]
* https://www.rebuildingsociety.com/ small business loans [[w:rebuildingsociety.com]]
* https://www.savingstream.co.uk/
* https://www.thincats.com investor-to-business loans [[w:ThinCats]]
* https://unbolted.com/uk/ [[w:Unbolted]]
* https://www.wellesley.co.uk/ - [[w:Wellesley & Co.]]
* http://www.zopa.com/ by [[w:Zopa]] Limited. The oldest P2P lending site on Planet Earth

=== Lists of P2P financial services in UK ===
* http://www.p2pmoney.co.uk/companies.htm
* [http://www.theguardian.com/money/2014/feb/15/major-peer-to-peer-lenders-profiled Guardian profiled major peer-to-peer lenders in 2014 story]

= Middle East =
== Israel ==
=== List of P2P financial services in Israel ===
* https://www.blender.co.il/ consumer loans
* http://www.creditplace.com/ SMB loans
* https://www.eloan.co.il/ consumer loans
* https://www.incredita.co.il consumer loans
* TARYA consumer loans

== United Arab Emirates ==
=== List of P2P financial services in UAE ===
* https://www.beehive.ae/

= North America =

== Canada ==
=== Lists of P2P financial services in Canada ===
* https://www.grouplend.ca/

== USA ==

* http://www.consumerfinance.gov/
* http://www.responsiblelending.org/
* http://cfsaa.com/ - The [[w:Community Financial Services Association of America|Community Financial Services Association of America]] (CFSA) is [[w:trade association|trade association]] representing the interests of the USian [[w:payday lending|payday lending]] industry.

* More reading [[w:Alternative financial services in the United States|alternative financial services in the United States]]

=== Lists of P2P financial services in USA ===
* https://www.fundingcircle.com/us/ - investor to business loans
* https://www.investnextdoor.com/ - [[w:Invest Next Door]] P2P SMB loans
* https://www.lendingclub.com/ - [[w:Lending Club]]
* https://www.peerform.com/ - [[w:Peerform]]
* https://www.prosper.com/ - [[w:Prosper Marketplace]]
* https://www.upstart.com/ [[w:Upstart (company)]]

Lists of alternative financial services

2016-02-09T13:24:18Z

Moreau1234567890:

This is the '''Consum(er)ium list of [[w:alternative financial services|alternative financial services]] lists'''.

http://velallisten.yhteinen.asia and http://vertaislainaajien.yhteinen.asia redirect here.

= Consum(er)ium list of alternative financial services lists =

Spectrum of consumer finance

[[w:Predatory lending|Predatory lending]] -> [[w:Payday loan|Payday loan]] -> Consumer finance -> [[w:Peer-to-peer lending|Peer-to-peer loan]] -> credit card debt -> bank loan

== What is alternative finance? What are alternative financial services? ==
{{Q|'''Alternative Finance''' refers to financial channels and instruments that have emerged outside of the traditional finance system such as regulated banks and capital markets. Examples of alternative financing activities through 'online marketplaces' are reward-based [[w:crowdfunding|crowdfunding]], [[w:equity crowdfunding|equity crowdfunding]], [[w:peer-to-peer lending|peer-to-peer consumer and business lending]], invoice trading third party payment platforms.|Wikipedia|[[w:alternate finance|alternate finance]]}}

{{Q|'''[[w:Alternative financial services|Alternative financial services]]''' (AFS) are [[w:financial services|financial services]] provided outside traditional [[w:banking|banking]] institutions, on which many [[w:poverty|low-income individuals]] depend. In developing countries, these services often take the form of [[w:microfinance|microfinance]]. In developed countries, the services may be similar to those provided by banks and include [[w:payday loan|payday loan]]s, [[w:rent-to-own|rent-to-own agreements]], [[w:pawnbroker|pawnshops]], [[w:refund anticipation loan|refund anticipation loan]]s, some [[w:subprime lending#Subprime_mortgages|subprime mortgage loans]] and [[w:title loan|car title loans]], and non-bank check cashing, [[w:money order|money order]]s, and money transfers. It also includes traditional [[w:moneylending|moneylending]] by door-to-door collection.|Wikipedia|[[w:alternative financial services|alternative financial services]]}}
Often the spectrum ranges from brute loan sharking in operations known as [[w:payday loan]]s all the way to almost respectable interest taking of non-collateralized loans.

== What is APR, why does it matter? ==
{{Q|APR stands for the [[w:annual percentage rate|annual percentage rate]].|everyone|annual percentage rate}}

{{Q|[...] In many countries and jurisdictions, lenders (such as banks) are required to disclose the "cost" of borrowing in some standardized way as a form of [[w:consumer protection|consumer protection]]. APR is intended to make it easier to compare lenders and loan options.|Wikipedia|annual percentage rate}}

{{Q|In [[w:EU|EU]] all loaning operations must show the APR for their example loans that they use to market their services.|[[w:European Parliament|European Parliament]]|law regarding advertisement of loans}}

* APR can range from '''hundreds of percent''' to '''few tens''' of percent. Credit card debt is usually in the 10-15% zone.

== Peer-to-peer lending, peer-to-peer investing and socially responsible investing ==
{{Q|'''Peer-to-peer lending''', abbreviated '''P2PL''', is the practice of [[w:loan|lending]] money to unrelated individuals, or "peers", without going through a traditional [[w:financial intermediary|financial intermediary]] such as a bank or other traditional [[w:financial institution|financial institution]]. P2PL is not to be confused with [[w:peer to peer investing|peer to peer investing]] (P2PI). This lending takes place online on peer-to-peer lending companies' websites using various different lending [[w:Computing platform|platforms]] and [[w:credit check|credit check]]ing tools. Many also use the abbreviation "P2P" when discussing the peer-to-peer lending or investing industries more generally. Peer-to-peer lending is also known as crowdlending.|Wikipedia|[[w:Peer-to-peer lending|Peer-to-peer lending]]}}

{{Q|'''Peer-to-peer investing''' ('''P2PI''') is the practice of investing money in notes to borrowers who are requesting a loan without going through a traditional [[w:financial intermediary|financial intermediary]] and who are unknown to the investor.|Wikipedia|[[w:peer-to-peer investing|peer-to-peer investing]]}}

{{Q|'''Socially responsible investing''' ('''SRI'''), also known as sustainable, socially conscious, "green" or ethical investing, is any [[w:investment|investment]] [[w:strategy|strategy]] which seeks to consider both [[w:financial return|financial return]] and [[w:social good|social good]].|Wikipedia|[[w:socially responsible investing|socially responsible investing]]}}

{{Q|'''Equity crowdfunding''' is the online offering of private company securities to a group of people to investment.|Wikipedia|[[w:equity crowdfunding|equity crowdfunding]]}}

{{Q|An '''[[w:ethical bank|ethical bank]]''', also known as a '''social''', '''alternative''', '''civic''', or '''sustainable bank''', is a bank concerned with the social and environmental impacts of its investments and loans. The ethical banking movement includes: [[w:ethical investment|ethical investment]], [[w:Impact investing|impact investment]], socially responsible investment, [[w:corporate social responsibility|corporate social responsibility]], and is also related to such movements as the [[w:fair trade|fair trade]] movement, [[w:ethical consumerism|ethical consumerism]], and [[w:social enterprise|social enterprise]].|Wikipedia|ethical bank}}

== Microfinance and microcredit ==

{{Q|'''[[w:Microfinance|Microfinance]]''' is a source of [[w:financial services|financial services]] for entrepreneurs and small businesses lacking access to [[w:banking|banking]] and related services.|Wikipedia|microfinance}}

{{Q|'''[[w:Microcredit|Microcredit]]''' is the extension of very small [[w:loan|loan]]s ('''microloans''') to impoverished borrowers who typically lack [[w:collateral (finance)|collateral]], steady employment and a verifiable [[w:credit history|credit history]].|Wikipedia|microcredit}}

:: More reading [[w:Impact of microcredit|Impact of microcredit]]

----

= Multiple countries / global =
* http://www.pointninecap.com/bitbond - Bitcoin based SME funding
* https://btcjam.com/ - [[w:BTCJam]] P2P loans using [[w:bitcoin|bitcoin]]s
* http://www.energyincommon.org/ - [[w:Energy in Common]] microloans for renewable energy solutions
* http://www.kiva.org/ [[w:Kiva (organization)]] microcredit in 82 countries - "To connect people through lending to alleviate poverty"
* https://loanbase.com/
* https://www.twino.eu/
* http://www.unitedprosperity.org/ - [[w:United Prosperity (organisation)]]
* http://www.vittana.org/ - [[w:Vittana]] microcredit for the developing world
* https://www.zidisha.org/ - [[w:Zidisha]] microcredit for Africa and Asia

= Asia =

== Australia ==
=== List of P2P financial services in Australia ===
* https://www.societyone.com.au/

== China ==
=== List of P2P financial services in China ===
* http://chinarapidfinance.com/
* http://english.creditease.cn/
* https://www.lu.com/ - [[w:Lufax]]
* http://www.tuandai.com/
* https://www.dianrong.com/ [[w:Dianrong.com]]
* https://m.wolaidai.com/ by http://www.welab.co/

== Hong Kong ==
=== List of P2P financial services in Honk Kong ===
* https://www.welend.hk/ by http://www.welab.co/

== India ==
=== List of P2P financial services in India ===
* http://i2ifunding.com
* https://milaap.org/ [[w:Milaap]] microfinance

== New Zealand ==
=== List of P2P financial services in New Zealand ===
* https://www.harmoney.co.nz/ - [[w:Harmoney]]

== Singapore ==
=== List of P2P financial services in Singapore ===
* https://www.fundingsocieties.com/

= Europe =
== Lists of P2P financial services in Europe ==
* [http://www.crowdfundbeat.co.uk/2015/06/11/top-15-european-peer-to-peer-lending-services/ Top 15 European peer-to-peer lending services list by crowdfundbeat.co.uk]

== Estonia ==
=== List of P2P financial services in Estonia ===
* https://www.bondora.ee/
* https://crowdestate.eu/ (2014)
* https://www.estateguru.eu/ (2014)
* https://fundwise.me/en (2015) - Equity crowdfunding
* https://investly.eu/ (2014)
* https://www.moneyzen.eu/ (2014)

== Finland ==
=== List of Finnish alternative financial services lists ===
View [[Lists of price comparison services#Finland|Consum(er)ium list of price comparison services in Finland]] for more finance related comparison shopping websites].

=== List of P2P financial services in Finland ===
* https://www.bondora.fi/
* http://www.fellowfinance.fi/
* https://fixura.fi/
* https://www.lainaaja.fi/
* https://www.trustbuddy.fi/ by TrustBuddy AB (NO)

=== Lists of P2P financial services in Finland ===
* http://www.tuntitili.fi/vertaislaina

=== List of alternative investment schemes in Finland ===
* Funds accumulated by http://korkeatuottoinen.fi/ are being lent out as consumer and business finance by http://lainasto.com . They claim the [[w:preferred shares|preferred shares]] of lainasto.com are paid interest an 8% yield, paid 12x a year by korkeatuottoinen.fi.

== France ==
=== List of P2P financial services in France ===
* http://friendsclear.com/ - entre entrepreneurs et investisseurs
* https://www.pret-dunion.fr/ crédit « entre particuliers » [[w:fr:Prêt d’Union]] -
* http://reassurez-moi.fr/taux-pret-immobilier comparateur open data des banques » [[w:fr:Réassurez-moi]] -

== Germany ==
=== List of P2P financial services in Germany ===

* https://www.auxmoney.com/ - Geld leihen, Geld anlegen
* https://www.lendico.com/ - [[w:Lendico]]
* http://www.smava.de/ Smava Privatkredit und Autokredit
* https://www.zencap.de/ Firmenkredit [[w:Zencap]].

== Italy ==
=== List of P2P financial services in Italy ===
* http://prestiamoci.it/
* http://www.smartika.it

== Lithuania ==
=== List of P2P financial services in Lithuania ===
* https://www.finbee.lt/en/

== Poland ==
=== List of P2P financial services in Poland ===
* http://givetake.pl/

== Sweden ==
=== Lists of P2P financial services in Sweden ===
* https://lendify.se/
* https://toborrow.se/sv/
* https://www.trustbuddy.se/

== UK ==
* [[w:Office of Fair Trading]]
* http://p2pfa.info/ - Peer-to-peer Finance Association of UK

=== List of UK alternative financial services lists ===

=== List of P2P financial services in UK ===
* https://www.assetzcapital.co.uk/ [[w:Assetz Capital]]
* https://www.folk2folk.com/ [[w:Folk2Folk]]
* https://www.fundingcircle.com/uk/ - investor-to-business loans [[w:Funding Circle]]
* https://www.fundingknight.com/
* https://landbay.co.uk/ - [[w:Landbay]] is a peer-to-peer lending platform for residential buy-to-let mortgages
* https://www.lendingcrowd.com/ - [[w:LendingCrowd]] lending to SMBs
* https://www.lendingworks.co.uk/ [[w:Lending Works]] is the first UK P2P lending company that includes credit default protection for the lenders
* https://www.ratesetter.com/ - [[w:RateSetter]]
* https://www.rebuildingsociety.com/ small business loans [[w:rebuildingsociety.com]]
* https://www.savingstream.co.uk/
* https://www.thincats.com investor-to-business loans [[w:ThinCats]]
* https://unbolted.com/uk/ [[w:Unbolted]]
* https://www.wellesley.co.uk/ - [[w:Wellesley & Co.]]
* http://www.zopa.com/ by [[w:Zopa]] Limited. The oldest P2P lending site on Planet Earth

=== Lists of P2P financial services in UK ===
* http://www.p2pmoney.co.uk/companies.htm
* [http://www.theguardian.com/money/2014/feb/15/major-peer-to-peer-lenders-profiled Guardian profiled major peer-to-peer lenders in 2014 story]

= Middle East =
== Israel ==
=== List of P2P financial services in Israel ===
* https://www.blender.co.il/ consumer loans
* http://www.creditplace.com/ SMB loans
* https://www.eloan.co.il/ consumer loans
* https://www.incredita.co.il consumer loans
* TARYA consumer loans

== United Arab Emirates ==
=== List of P2P financial services in UAE ===
* https://www.beehive.ae/

= North America =

== Canada ==
=== Lists of P2P financial services in Canada ===
* https://www.grouplend.ca/

== USA ==

* http://www.consumerfinance.gov/
* http://www.responsiblelending.org/
* http://cfsaa.com/ - The [[w:Community Financial Services Association of America|Community Financial Services Association of America]] (CFSA) is [[w:trade association|trade association]] representing the interests of the USian [[w:payday lending|payday lending]] industry.

* More reading [[w:Alternative financial services in the United States|alternative financial services in the United States]]

=== Lists of P2P financial services in USA ===
* https://www.fundingcircle.com/us/ - investor to business loans
* https://www.investnextdoor.com/ - [[w:Invest Next Door]] P2P SMB loans
* https://www.lendingclub.com/ - [[w:Lending Club]]
* https://www.peerform.com/ - [[w:Peerform]]
* https://www.prosper.com/ - [[w:Prosper Marketplace]]
* https://www.upstart.com/ [[w:Upstart (company)]]